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                                                      | MUTUAL
                                                        FUND | 
                                                     
                                                    
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                                                          Investing in a mutual
                                                          fund is like an
                                                          investment made by a
                                                          collective. An
                                                          individual as a single
                                                          investor is likely to
                                                          have lesser amount of
                                                          money at disposal than
                                                          say, a group of
                                                          friends put together.
                                                          Now, let's assume that
                                                          this group of
                                                          individuals is a
                                                          novice in investing
                                                          and so the group turns
                                                          over the pooled funds
                                                          to an expert to make
                                                          their money work for
                                                          them. 
                                                           
                                                          This is what a
                                                          professional Asset
                                                          Management Company
                                                          does for mutual funds.
                                                          The AMC invests the
                                                          investors' money on
                                                          their behalf into
                                                          various assets towards
                                                          a common investment
                                                          objective.     
                                                         
                                                        
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                                                      | STOCKS | 
                                                     
                                                    
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                                                          Timing the market is
                                                          no guessing matter. To
                                                          the little investor,
                                                          timing the market is
                                                          like taking a random
                                                          walk. Here we suggest
                                                          the recurring route-
                                                          invest a portion of
                                                          your savings regularly
                                                          at all type of market.
                                                          The average cost of
                                                          your purchase, over a
                                                          period of time, will
                                                          deliver good returns
                                                          for you. Also buy and
                                                          hold the good stocks
                                                          for better returns on
                                                          a white background. 
                                                           
                                                          What is "in"
                                                          today is
                                                          "out"
                                                          tomorrow. Most people
                                                          only recognize the
                                                          pattern after it has
                                                          become apparent to
                                                          almost everyone else
                                                          and is too late to act
                                                          upon. For example, if
                                                          investment in Parma appears to be the
                                                          current flavor, you
                                                          are probably already
                                                          too late to cash in on
                                                          the trend. 
                                                         
                                                        
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                                                      | FD
                                                        & BONDS | 
                                                     
                                                    
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                                                          Corporate Deposits are
                                                          loan arrangements
                                                          where a specific
                                                          amount of funds is
                                                          placed on deposit
                                                          under the name of the
                                                          account holder. The
                                                          money placed on
                                                          deposit earns a fixed
                                                          rate of interest,
                                                          according to the terms
                                                          and conditions that
                                                          govern the account. 
                                                           
                                                          The actual amount of
                                                          the fixed rate can be
                                                          influenced by such
                                                          factors at the type of
                                                          currency involved in
                                                          the deposit, the
                                                          duration set in place
                                                          for the deposit, and
                                                          the location where the
                                                          deposit is made. 
                                                         
                                                        
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